Thrullerinn wrote:
///MR HUNG wrote:
Hvern er þetta að vernda? Hver hagnast á því að setja lása á nánast ekkert skemmda bíla?
Það hlýtur að vera einhver ástæða fyrir þessu?Það er pottþétt, menn gera ekki svona af einhverjum fantaskap. Reglurnar á Íslandi hafa í gegnum tíðina verið dálítið losaralegar, bifreið skráð tjónabifreið eða ekki. Stundum alveg henglaðir bílar sem rata á götuna aftur. Mig grunar að Ísland hafi tekið í notkun EU/EES reglugerðir varðandi þetta.
Ef litið er til Bretlands eru fjöldamargar skilgreiningar á tjónum.
Quote:
A - Not for resale. Fire damaged (burnt-out), flood damaged (contaminated or salt water), severely damaged with no serviceable parts, or heavily stripped (shell). Notification of Destruction required. (To be crushed). Recorded at DVLA & HPI.
B - Not for resale. Damaged beyond economical repair and/or severe structural damage. Notification of Destruction required. (Parts can be removed and sold). Recorded at DVLA & HPI.
C - Repairable salvage. Generally applies to older vehicles. Can be sold for repair but must now have VIC inspection. Recorded at DVLA & HPI.
D - Repairable salvage. Minimal damage sometimes stolen and found after claim has been paid, or cost of repair combined with difficulty obtaining new parts to enable a swift repair. Recorded with HPI.
X - Repairable salvage. Not recorded on any registers such as HPI. Limited or very light damage, or vehicle is new or less than 12 months old. Usually requires minimal repair work. NOT Recorded with HPI. An insurance company faced with a claim first estimates the financial cost of repairing the vehicle to its pre-accident condition. They may then say it is a 'write off' or a 'total loss'. This may give the wrong impression to people who are not familiar with the insurance or salvage industry. The cost of the repair will be based on new parts prices and garage labour charges, often making it uneconomical for the insurance company to carry out the repair. A person doing the work themselves and sourcing recycled spares can often make the repair viable. If the financial cost to the insurance company is the same or near to the market price, the insurance company would normally call this vehicle a write off which means that they will 'write off' the financial cost of the repair, not the vehicle itself. The term total loss is also often misused. It actually means the insurance company made a complete financial loss, i.e. they recovered no money from the sale of the salvage and therefore made a total financial loss on the claim. These terms have had quite a bit of bad press due to their common association with unscrupulous dealers and car thieves.
Alveg sama hversu færir menn telja sig vera í höndunum þá er mögulegt að ekki sé hægt að tryggja 100% að virkni öryggisbúnaðar eða burðarvirkis sé eins og það á að vera skv. þeim stöðlum sem framleiðandinn fékk þegar bíllinn var samþykktur frá verksmiðju.
Ef við skoðum BMWinn og RangeRoverinn giska ég á að þeir falli undir category B writeoff.
Quote:
B - Not for resale. Damaged beyond economical repair and/or severe structural damage. Notification of Destruction required. (Parts can be removed and sold). Recorded at DVLA & HPI.
Þið getið séð að aðal munurinn á milli
B og
C er að eldri bílar eru C-merktir en ekki nýrri, þar koma klárlega inn flóknari smíði á öryggisbúnaði, loftpúðar, skynjarar og oryggisskel
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